David Cameron on behalf of the Government has confirmed this morning in Parliament that the Riot (Damages) Act 1886, police compensation schemes will operate as normal and that the time frame for notifying claims under the Riot (Damages) Act 1886 has been relaxed from 14 days to 42 days from the date of damage or [...]

Andrew Bourne & Co.  are now one of a limited number of insurance consultants with access to a unique policy that will pay for a Chartered Loss Adjuster to work on your behalf to prepare, negotiate and settle Material Damage, Business Interruption and Contract Works claims exceeding £5,000. It is called Loss Recovery Insurance.
In in [...]

The CIE (Continuous Insurance Enforcement) legislation has now commenced, with warning letters being issued to registered keepers of uninsured vehicles from the end of June 2011.Â
What does this actually mean?
 The new CIE law makes it an offence to keep an uninsured vehicle, unless it is SORN (Statuatory Off Road Notification) or otherwise exempt.
What will happen if your vehicle doesn’t have [...]

Andrew Bourne & Co.  who are specialist insurance brokers to the metal trades industry have now launched an additional product for the smaller customer to complement their current range of products.
The Metalworking Insurance Scheme is for Businesses under £10 Million turnover who are involved in a diverse range of activities that include:

Sheet Metal Workers
Iron/Steel Stockholders
Bolt, Nut [...]

Continuous Insurance Enforcement (CIE) is a new initiative led by the Motor Insurers’ Bureau and DVLA to reduce the number of vehicles being driven on UK roads without Insurance.
It is now a criminal offence to keep a vehicle without appropriate motor insurance unless it has a valid Statutory Off Road Notification (SORN).  The new law [...]

The insurance Market increasingly demands evidence that policyholders attain and maintain compliance due to the overabundance of Health & Safety legislation.  Not only is adherence statutory, but when evidenced to insurers it can produce premium savings and, in the event of a health & safety injury, will afford crucial defense against legal action.
Many clients have [...]

Insurers cannot charge different premiums to men and women because of their gender, the European Court of Justice (ECJ) has ruled.
The decision means that women can no longer be charged lower car insurance premiums than men, and the cost of buying a pensions annuity will change.
The court was ruling on a challenge by a Belgian [...]

The Continuous Insurance Enforcement (CIE) regulations were signed by Parliament on Friday 4th February 2011 and it is now an offence to be the registered keeper of a vehicle which may not be covered by insurance following a check against the Motor Insurance Database (MID), even if the vehicle is not driven on the road.
Process
The [...]

A police task force has been launched to tackle the growing problem of cable theft from railway and electricity networks.The crime is being linked to a rise in the price of copper as metal thefts are costing the UK around £770m a year. Network Rail is now coding its cable to make it harder to [...]

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Most standard business contents insurance policies will only cover theft if there is evidence of a break in.
But what if a burglary occurs on a hot day when a door has been left open? A standard insurance  policy would exclude theft of contents if there had not been forced entry.
Many businesses opt to purchase [...]