Insurers paid out £1.4bn in ‘big freeze’ insurance claims in the UK between 24 November and 31 December 2010, according to the ABI.  There were 467,000 claims for motor, home and business during the period:
190,000 claims were for damage to homes and businesses (75% domestic; 25% commercial), costing £900m.
There were 278,000 motor insurance claims, costing [...]
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The insurance market is intensely competitive and insurance brokers come in many shapes and sizes. Some exist by competing solely on price, their depth of services may often be very shallow and the quality of their advice and level of understanding limited.
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If you find buying insurance time consuming and tend to buy on primarily on [...]
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The Aluminium Federation (ALFED) has appointed Andrew Bourne & Co. as its Insurance and Risk Management adviser.
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ALFED represents a wide range of companies and associations within the UK Aluminium Industry.
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Chief Executive of ALFED Will Savage said : “I have worked with Richard Gibson and his team before, and have first hand experience of the skills and benefits [...]
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Do you accurately check your Buildings sums each renewal, or do you renew your policy without much thought to it?
The only time you may discover that your buildings are under insured is when you need to make a claim?  How much would it really cost to reinstate your business investments?
Five pointers:
Make sure you know what [...]
Against a backdrop of difficult economic conditions in an increasing litigious society, there has never been a greater need for U.K Companies and their directors to have suitable protection from legal actions brought against them.
With many employers being forced to downsize in recent months many insurers have experienced a sharpt rise in claims on its [...]
 Do you know your Duty of Care responsibilities?
Employers are legally responsible for the health & safety of employees that are premises based, involved in manual and/or site work as well as those who’s primary role is to drive for a living. Drivers of Commercial vehicles and HGV’s are the engine of haulage and transport companies but it [...]
‘Molten Metal Breakout’ can be a costly accident, both in terms of clearing up costs and replacing peripheral capital plant that was caught in the flow. Following a recent review it is clear that ‘Molten Metal Breakout’ is not necessarily covered as standard by insurers.
Molten metal breakout can be caused by accidents including faults  in [...]
Press Release –
Andrew Bourne & Co expands Corporate team in Leicester
Published: 01/04/2010
Andrew Bourne & Co (Insurance Consultants) in
Leicester has appointed Richard Gibson as Corporate
Account Manager to expand their corporate division.
Richard brings experience of 22 years to
his new position where he has worked previously for
Perkins Slade Limited and
Towergate Risk Solutions Leicester in a [...]
In April 2008 the “Corporate Manslaughter & Corporate Homicide Act 2007″ came in to force. This act is linked directly with Health & Safety requirements. Under the Act,  health & safety legislation means”any statutory provision dealing with health & safety matters”. This therefore applies to transport and workplace safety as enforced by HSE and local authorities.
This legislation has a [...]
High metal prices continue trend of insurance thefts.
In April,  the BBC reported that thousand of homes in Edinburgh  could have been left without power after thieves tried to steal metal from an electricity sub-station. Fencing was cut by thieves around Newbridge Electricity station but were disturbed before they could steel any metal. If successful [...]