“My Insurer has refused to pay out on my fire insurance claim!”
For the majority of businesses, the above quotation will never happen.   But for some it may be the case!
The reason some insurance claims are refused are due to a breach in policy Warranties.
A  “Warranty” is  a special form of policy condition used by insurers to [...]

With around 20% of UK warehouses and factories currently unoccupied, Insurance group Aviva is warning commercial property owners of the need to secure vacant buildings.
According to the insurer, there are around 9,000 fires in unoccupied buildings each year in the UK, and empty commercial premises, particularly in out-of-town areas, are high risk.
If not fire, other [...]

The Association of British Insurers (ABI) has revealed the extent to which trade credit insurance helped UK businesses in 2009. During the year, insurers dealt with 22,791 claims, with the total amount paid out rising from £164 million in 2008, to £320 million.
According to the ABI survey, the 95% year-on-year increase reflects the ongoing effects [...]

The Flood and Water Management Bill 2009-10 has received the Royal Assent. The Bill addresses the threat of flooding and of water scarcity, both of which are expected to increase with climate change.
The new legislation requires the Environment Agency to create a National Flood and Coastal Erosion Risk Management Strategy, which a number of organisations [...]

Andrew Bourne & Company has learnt that VOSA has vowed to implement stringent vehicle checks as part of a crack down on rogue HGV/ Haulage drivers.  It has emerged that VOSA are barred from having permanent vehicle inspection facilities at the port of Liverpool and three other ports across the U.K due to private ownership. [...]

BUPA’s “How Are You Britain” report indicates that almost half of the country’s workforce is less than happy. In a poll of over 2,000 people, 49% said they were feeling “unfulfilled” in their jobs, and 21% were annoyed by a lack of career progression. The health insurer is therefore recommending some simple changes that can [...]

A suggested relaxation related to the delivery curfews could see emmisions reduced by up to 300%.  By not travelling at peak times, it would mean reduced congestion on the roads with less traffic for HGV’s to compete with journey times could be cut quite drastically.
With ever growing pressure to cut our carbon foot print, haulage [...]

The Environment Agency has issued a report indicating that the terrible floods of 2007 affected some 48,000 homes. The cost per house was up to £30,000, with businesses having to fork out £112,000 to get their firm back up and running.As the dangers of flooding become more widely known, 150 persons have signed up to [...]

“Building” has warned that insurance companies, including Aviva and AXA, may refuse to cover some UK buildings because of fire risk.According to the construction magazine, recent figures from insurance research body, RISCAuthority, indicate that 40% of fires involving a loss exceeding £150,000 are related to timber-frame and light-gauge steel-frame buildings.Concerns centre on the performance of [...]

In the insurance industry as in many other areas perception is reality.  So it is always interested to find out what the public opinion is when it comes to ‘trusted’ companys.  Based on a poll of 5,000 readers www.thisismoney.co.uk has named the UK’s most trusted financial providers.  According to the financial website, firms providing savings [...]