Plant and Machinery
INSURANCE

Plant & Machinery Insurance is one of the specialist insurance services offered by Andrew Bourne & Co.
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If you are involved in the sale and hire of contractors’ plant and machinery, you are potentially vulnerable to a wide range of risks which could seriously damage your business.

The risk could be fire, theft or injury to a member of the public or an employee. For many companies operating in this sector, their most important business assets are likely to be the plant and machinery, therefore suitably protecting these is of the utmost importance to minimise disruption.

Insurance is just one strategy which can be used as part of an effective risk management programme. Also, how well you manage these risks not only helps safeguard your company’s assets and possible liabilities, but also provides a safer working environment, ultimately having an impact on your insurance premiums long term.

We can advise you on which type of cover will best suit your budget, but it is important to get the balance between the right cover and the right price. As with any contract, we will work with you to check through the small print and documentation thoroughly to make sure you are covered for what you think you are.

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Key considerations:

  • Plant sums insured
  • Estimates and charges
  • Conditions of hire
  • Plant security
  • Health & safety support
  • Claims management
  • Risk management